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Feedback Sought On Design Of Debt-To-Income Restriction Framework

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The RBNZ is now "seeking feedback on the technical design aspects of the regulatory framework for DTI restrictions. Rules on these design matters need to be agreed before banks can begin making the systems changes required to be prepared to implement DTI restrictions. These changes will take banks around 12 months. We have not made a decision to activate DTI restrictions and are not consulting on a particular DTI setting at this stage."

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The RBNZ is now "seeking feedback on the technical design aspects of the regulatory framework for DTI restrictions. Rules on these design matters need to be agreed before banks can begin making the systems changes required to be prepared to implement DTI restrictions. These changes will take banks around 12 months. We have not made a decision to activate DTI restrictions and are not consulting on a particular DTI setting at this stage."