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The Chinese authorities have targeted cryptocurrencies in recent years as these often Ponzi schemes endanger people's wealth, and investors should not be fooled and dream of achieving financial freedom through trading cryptocurrencies, the Shanghai Securities News said in a commentary. Domestic cryptocurrency companies have followed a global craze of such products as Bitcoin and Dogecoin, fanning speculation and causing many to lose their lifelong savings, the official newspaper said. The joint announcement by three official industry associations on Tuesday, which urged banks to cut off services that facilitate these trades, are timely, the newspaper said.