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POLAND: Release of ECJ ruling leaves market scratching its head slightly -
initial headlines suggest Polish courts cannot change FX loan terms, however
they may be able to annul the loans themselves. As such, the ruling follows the
earlier stance published in May on CHF mortgages. EUR/PLN remains lower, with
the banking sector seemingly avoiding the worst-case scenario that courts could
force loan conversions from CHF to PLN at rates below current values while
retaining interest payments linked to CHF money market rates and not the more
punitive PLN rates.
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