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Just a note on the 1415ET headlines on the extension of Fed/Tsy lending facilities: The extension is not a surprise; Secretary Mnuchin's letter of Nov 19 to the Fed was specifically to request that the Federal Reserve Board approve the extension of four of the Fed's emergency facilities through the end of March; the other facilities - part of the CARES act - are expiring at end-year by default. As a result the announcement should have limited market impact.