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China is cracking down on the misuse of loans for investment into the property market, with three ministries issuing statements to probe nationwide banking systems, the Xinhua News Agency's Economic Information Daily said on Monday. Investors have been channeling funds borrowed for normal business activities into the housing market, which pushed up levels of business and personal debt and heightened risks of a debt crisis, the newspaper said citing Dong Ximiao, an analyst with China Merchant Bank. Authorities are posting the names of businesses and individuals being punished into credit-rating systems to halt the illegal practice at its source, the Daily's report said.