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Dhingra asked on why she waited until February to vote to cut

  1. 1) Had heard from Agents people are saving up to splurge for a special event. Had thought that might come in Nov/Dec - but that didn't happen.
  2. If you look at services PPI and services CPI these do seem to follow. Wanted to wait until she could see numbers in the December quarterly release. When it was confirmed in more than one quarterly release, that helped convince her.

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