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The PBOC is studying the scale of online consumer loans

jointly issued by banks and fintech companies such as Ant Financial,

seeking to gauge current balances, average interest rates and

non-performing rates so it can formulate corresponding measures, the Beijing

Business Today reported. A total of 24 banks received requests

from the PBOC's Survey and Statistics Department yesterday to report

their co-lending with Ant Financial, the newspaper said. China's

joint-lending market has reached about CNY2 trillion, involving hundreds

of banks, and Ant Financial has more than half of the market, the

newspaper said.

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