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The PBOC is studying the scale of online consumer loans
jointly issued by banks and fintech companies such as Ant Financial,
seeking to gauge current balances, average interest rates and
non-performing rates so it can formulate corresponding measures, the Beijing
Business Today reported. A total of 24 banks received requests
from the PBOC's Survey and Statistics Department yesterday to report
their co-lending with Ant Financial, the newspaper said. China's
joint-lending market has reached about CNY2 trillion, involving hundreds
of banks, and Ant Financial has more than half of the market, the